One important step in managing your finances is to become independent of outside help. Usually parents or in-laws offer this help and it may be small amounts of money monthly or it may be large gifts of money annually. If your parents are in a position to give you money this is can be seen as a blessing. Many parents are able to help their children with a down payment on a home. They may also help with the purchase of your first car. While these gifts are nice. It is important that you do not become dependent on them. … Continue reading →